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Certificates of Deposit
- $500 minimum deposit to open
- Various Terms only for the Certificate of Deposit.
- Interest compounds at maturity for terms less than 12 months, for terms greater than 12 months interest is compounded annually and at maturity
- Interest may be paid by check or credited to your checking or savings account monthly, quarterly, or at maturity
- Auto renewal available
- Early withdrawal limitations apply
Individual Retirement Account
- $100 minimum deposit to open
- 6 month and 1 year terms
- Traditional, Roth and Coverdell Education IRAs available
- Early withdrawal limitations may apply
Contact us for interest rate and term information. With regard to IRA's, penalty free withdrawals are allowed within 7 business days of account opening. The early withdrawal penalties are as follows: one year or less term is 30 days of interest; greater than one year term is 90 days of interest; five year term or greater is 180 days of interest; IRA is 180 days of interest.