Roger Parker, a native of Goldthwaite, Texas, was raised on a family ranch in the Texas Hill Country. He graduated Cum Laude from Texas A&M University in 2001 with a Bachelors Degree in Agricultural Economics and Minor in Finance.
Roger began his lending career with the Farm Credit Bank of Texas beginning in the Texas Panhandle before returning home to the Hill Country in 2002. Roger was heavily involved in opening and establishing three new offices in the Hill Country and South Texas. During this time, he managed a loan portfolio in excess of $100 million along with developing a strategic alliance with Cabela’s Trophy Properties as their preferred lender throughout the United States. Since that time, Roger has been involved in ranch acquisitions and refinances in excess of $300 million in California, Colorado, Georgia, Nebraska, New Mexico, Louisiana, Oklahoma, Oregon, Texas and Wyoming. He has completed various land appraisal courses and obtained certifications providing him a solid background for understanding market values in Texas and throughout the Southwest. With Roger’s current loan portfolio of landowners and clients located in various areas of the Eagle Ford Shale, he has been able to gain valuable knowledge in understanding current and future royalty income along with discounted cash flows; mineral valuations; production reports; and determining the value of the surface when it conveys with or without minerals.
Roger is actively involved with the family ranches in Mills and Hamilton counties. Roger served as an Affiliate Director for the Texas Alliance of Land Brokers in 2013 and is a proud member and supporter of the Texas Wildlife Association.
A native of Smithville, Texas, Joe Patterson was raised on a family-owned registered Brahman and commercial cattle ranch. He graduated from Texas A&M University in 1988 with a B.S. degree in Agricultural Economics. Joe is a recognized expert in ranch, rural property, and country home financing with an emphasis on personal customer service, and came to CNB in 2013 with more than 12 years of experience as a Vice President/Branch Manager at Capital Farm Credit. Prior to CFC, Joe served the Texas agribusiness industry in management and marketing positions with the Texas Beef Council and the International Brangus Breeders Association.
Patterson is actively involved as an affiliate member of several state and area real estate organizations, including the New Braunfels/Canyon Lake Association of Realtors, the Seguin Board of Realtors, the San Antonio Board of Realtors Farm & Land Committee, and the Texas Alliance of Land Brokers (TALB). He served two terms on the TALB board of directors in 2009 and 2010 as the group’s first-ever Affiliate Director, and was honored by that group in 2010 as the first non-Realtor to receive their prestigious Joe M. Cullinan Distinguished Service Award for exemplary service as a practitioner of rural land financing.
The daughter of a Sterling City, TX rancher, Darcy was raised among cattle, sheep, and goat operations in West Texas. Darcy is passionate about agriculture and has pursued ag lending as a way to give back to the rural community. She graduated Cum Laude from Angelo State University with a Bachelor’s Degree in Agribusiness and a Minor in Finance. Darcy began her lending career with Capital Farm Credit in Wichita Falls as a Credit Analyst Intern before returning to San Angelo and joining the team at Crockett National Bank.