Crockett National Bank: (800) 588-6714
Crockett National Bank of Texas Crockett National Bank: Doing What We Promise.
Banking and financial articles from Crockett National Bank

Your Money: Banking, Finance and Lending Articles

MAKE THESE HOME MAINTENANCE CHECKS EVERY SPRING

Spring is officially here and for most that means Spring Cleaning!  Check out these tips on places you may not consider during your annual routine. 1. Roof and chimney. Replace damaged shingles or roof tiles and repair flashing around vents, skylights, and chimneys. If your roof is older, start saving money to replace it. Clean […]
Read More >>

5 steps to build up your savings for a home down payment

If you're a first-time home buyer, the big challenge is saving up enough money for the down payment. Financial experts tell us you need to take aggressive steps to cut spending, add income, or do both. Here's how to proceed. 1. Set a goal and timeline. Find out the price range of the type of […]
Read More >>

5 steps to stop hackers and 3 tips if you do get hacked - PLUS 3 ways to avoid stress in any situation

This holiday season, hackers stole over 40 million credit and debit card numbers from Target's retail system. This makes all of us extra cautious about protecting our own computer systems. Here's how to hold off those hackers: 1. "ABC" online. "Always Be Careful" when checking emails and surfing the Web. Hackers use these online connections […]
Read More >>

Good Money Habits

Forming good money habits is like developing any other habit - it is intentional, and it takes practice.  The following 10 tips from credit.com are habits that will assist in not only preparing you for retirement down the road but financial emergencies that may occur from time to time. 1. There are no shortcuts. Risk […]
Read More >>

Money Market Accounts:  Security, Flexibility

Money market accounts combine the benefits of checking and savings accounts, giving you the flexibility to write checks from the money you're investing. Watch Your Savings Grow with Higher Interest Rates Money rates may change frequently and are subject to the state of the economy. You might not be able to count on a set […]
Read More >>

Certificate of Deposit Equals Good Investment

A certificate of deposit, or CD is like a savings account in that it is FDIC insured and basically risk free. The difference is that it has a fixed term and a fixed rate. If you have been instinctively parking your funds in a savings account for years, but never touching the money, it's worth your while […]
Read More >>

Save on Summer Electricity Bills

The summer heat often causes electricity bills to soar.  The following tips from the Public Utility Commission of Texas can help you save on your electricity bills through the summer. Set your thermostat at 78°F or higher - every degree of extra cooling will increase energy usage six to eight percent. Use ceiling fans to circulate […]
Read More >>

Commission Strategy for Kids

It's summertime and the kids are out of school.  Keeping them busy often might include a list of chores around the house.  Are they looking for a way to earn and save money?  Perhaps paying a 'commission' for chores could assist them with that goal:  Consider the following Commission Strategy: 1) Pay commission on defined […]
Read More >>

Legacy Mutual Mortgage

Legacy Mutual is an outstanding mortgage lender serving customers throughout the state of Texas, with offices in San Antonio, Houston, Boerne, New Braunfels, Ft. Worth and Denton.  They’ve also recently added an office in Nashville, Tennessee.  Legacy Mutual is a full service mortgage loan company offering expertise in every area and every price range of home […]
Read More >>

Your Child’s Online Security

We’ve talked a lot about how you can protect yourself online, but there are more things that can be done to protect your children, too.  For starters, you want to teach your kids basic habits for protecting their computer from viruses and malware.  Show them what kind of links they should not click, how to […]
Read More >>

Identity Theft Precautions

Identity theft is a common problem in today’s world.  Unfortunately it can be hard to know what to do to prevent it.  We’ve already discussed ways that you can protect yourself online, but there are other important steps you can take.  Protect your mail.  Mailboxes are a common target of identify thieves.  They are filled […]
Read More >>

Online Security

Protecting your information online is an important topic.  The Federal Trade Commission estimates that as much as 5% of the US population will experience identity theft at some point in time.  While sometimes it is unavoidable, there are still things you can do to protect yourself and deter an identity thief or hacker.    Be […]
Read More >>

An Interview with Janna Naylor, Personal Banking Officer

When you visit Crockett National Bank downtown, you are sure to run into Janna Naylor -  learn more about one of our most tenured personal bankers:    1).  Tell us who you are and what you do at Crockett. I’m a proud graduate of Water Valley High School and Angelo State University.  After graduating high school in […]
Read More >>

An Interview With Chris Dawson - Senior Vice President at Crockett National Bank

At Crockett National Bank, we’re lucky to have an amazing team of bankers!  Today we want to showcase Chris Dawson, one of our Senior Vice Presidents, who works primarily in commercial and business lending.  1.       Tell us who you are and what you do at Crockett. I grew up in West Texas, received a finance […]
Read More >>

Save Money When Going Out

We've talked recently about how you can save money on groceries and travel, but what about when you just want to get out and do something fun? There are still lots of things you can do to keep your fun activities cost effective!  Here are some easy ways to save on your next night out. […]
Read More >>

Holiday Budgeting

It’s that time of year again.  The holiday shopping craze is about to begin and for many it will mean stress and large credit card bills come January.  Who wants to start off a new year with more debt?  That’s why now is the perfect time to plan your holiday shopping and create a budget […]
Read More >>

How To Save Money On Travel

With the holiday season quickly approaching, we’re all beginning to make travel plans.  The problem is that travel can be expensive!  Many people avoid air travel due to the high cost but with gas prices continuing to rise, flying may now be an affordable option.  With a little advance planning, there are lots of ways […]
Read More >>

Save Money On Groceries

Groceries are one of the biggest items in most family budgets.  They’re a necessity but can be hard to plan for.  And without careful management, your grocery budget can quickly get out of control.  Here are a few simple ways to plan ahead and save money!  Menu Plan - Menu planning is the easiest and […]
Read More >>

What is Phishing?

Phishing is a form of identity theft that attempts to trick you into divulging personal information through email or a phone call.  Phishing emails typically look like they came directly from a company or organization that you trust.  Phishing email sources vary from your bank or credit card company and even include services like eBay.  […]
Read More >>

Credit Score Tips

Your credit score is important in many ways.  It allows you to purchase a home, buy a car, and can even be a factor in getting hired for a new job.  However, credit scores can be confusing too.  Here are 3 ways to help protect your score. 1.  Order an updated credit report each year […]
Read More >>

Money Saving Tips!

Saving money isn’t easy.  It’s one of those things that we intend to do (and know we should be doing), but it just doesn’t always happen as planned. That’s why it’s important to create a system to save money automatically.  When you have a savings plan in place, it’s easier to save without having to […]
Read More >>